Drive Your Dream Car With Our Flexible Loans

Competitive interest rates, flexible repayment terms, and fast approval for both new and used cars.

Car loan image

Car Loans

Why Choose Shivsai Capital?

We make car financing simple, transparent, and affordable.

Low Interest Rates

Competitive rates starting from 8.5% to help you save money.

Flexible Tenure

Repayment options up to 7 years for both new and used cars.

Quick Approval

Fast processing with minimal documentation required.

Refinancing

Lower your existing loan's interest rate or EMI.

Our Car Loan Options

Choose the perfect financing solution for your needs

New car
New Car Loan
Finance Your Dream Car

Get up to 90% financing on the ex-showroom price of your new car with attractive interest rates and flexible repayment options.

Loan amount up to ₹50 lakhs
Tenure up to 7 years
Minimal documentation
Used car
Used Car Loan
Pre-Owned Vehicle Financing

Finance up to 80% of the car's value with our used car loans. We finance vehicles up to 5 years old with competitive rates.

Loan amount up to ₹30 lakhs
Tenure up to 5 years
Quick processing

Process

How It Works

Get your car loan in just 4 simple steps

1

Apply Online or Visit Us

Fill our simple application form online or visit our nearest branch to start your loan process.

2

Submit Documents

Provide required documents like ID proof, address proof, income proof, and car details.

3

Verification & Approval

Our team will verify your documents and approve your loan within 24-48 hours.

4

Disbursement

Once approved, the loan amount will be disbursed directly to the car dealer or your account.

EMI Calculator

Calculate your monthly EMI based on loan amount, interest rate and tenure.

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8% 20%
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Your EMI Details

Loan Amount ₹10,00,000
Interest Rate 10.5%
Loan Tenure 5 Years
Monthly EMI ₹21,487
Total Interest ₹2,89,220
Total Payment ₹12,89,220

Testimonials

What Our Customers Say

Customer

Priya Sharma

"Got my dream car with Shivsai Capital's loan. The process was smooth and the interest rates were lower than other banks. Highly recommended!"

Customer

Rahul Verma

"Excellent service! I got my used car loan approved within 24 hours with minimal documentation. The EMI options were flexible too."

Customer

Anjali Patel

"Refinanced my existing car loan with Shivsai Capital and reduced my EMI by 15%. The customer support was very helpful throughout the process."

Ready to drive your dream car? Apply for a car loan today!