Home Loan Solutions
Turn your dream home into reality with our competitive rates and flexible repayment options
Turn your dream home into reality with our competitive rates and flexible repayment options
To encourage people to realise their dream of buying a house, the RBI has proposed the following rules:
For homes that value ₹30 lakhs and lesser
For homes that value between ₹30 lakhs & ₹75 lakhs
For homes that value ₹75 lakhs & more
A home loan allows you to claim income tax deductions on the interest & principal amount
Under section 80C, you can claim up to ₹1.5 lakhs on principal repayments.
Under section 24B, you can claim up to ₹2 lakh on interest repayment.
Assess your income, expenses, and existing debts before applying.
A larger down payment reduces the loan amount and improves approval chances.
A good credit score (750+) significantly improves loan approval odds.
Adding a co-applicant with good income can strengthen your application.
Ensure all details are accurate and documents are complete to avoid delays.
Rectify any errors in your credit report before applying for the loan.
The most common type of home loan, meant for buying new apartment, row house, or bungalow from developer and development authority.
You can avail this if you already own a plot & require funds for construction of house on that land.
Get this type of loan to fund the cost of adding a new room/floor in your house, extending the kitchen, bathroom etc.
Transfer your existing home loan to get lower interest rates, flexible repayment terms & other benefits.
Interest rate starting from 8.60%
Repayment tenure of up to 30 years
Disbursed in 48 hours
Zero prepayment or foreclosure charges
Make every moment merrier in your home with our economical interest rates. It's a secure loan to purchase property with collateral.